My lawyer tells me we have to file suit. Why can’t we just settle without doing that?

Unfortunately, if all negotiations and attempts to settle with the adjuster and/or opposing counsel have been exhausted, and you and your lawyer are of the opinion that the settlement offers presented are not viable offers to settle your personal injury claim, your lawyer may have no choice but to file suit. This may be done not only to protect the statute of limitations, but also to protect your interests regarding a fair settlement of your personal injury claim.


Oftentimes, we find once suit is filed, adjusters and defense counsel will increase their settlement offers in an attempt to avoid unnecessary trial preparation and defense costs.